A type of loan that answers the pressing need of clients for a flexible fund source.
The loan will be granted for the following purposes:
- Residential building construction/ renovation
- Purchase of lot
- Purchase of House and Lot
- Education of Self/ Children
- Defrayal of current obligations
- Defrayal of medical/ hospitalization charges
- Other legitimate loan purposes
- Interest rates for as low as1.167% per month no hidden charges!
- Optional loan term ranging between 6 months to 1 year.
- Interest Rebates for advanced payments
- High appraisal value for qualified collaterals!
- Fast loan processing
With very affordable life insurance coverage adequate for the protection of the family
General Client Eligibility Requirements (Secured Loans):
- Of legal ages between 21 to 70 years old
- Owns/ possesses documents supporting an acceptable collateral (please see general documentary requirements)
- Of good health
- With livelihood activities
General Documentary Requirements for All Collateralized Loans:
- Land Title
- Tax Declaration (Lot)
- Tax Declaration (Building), if required.
- Latest Tax Receipts
- Vicinity Map and Sketch Plan
- Affidavit of Non-Tenancy (for agricultural lands 5 hectares and above)
- Certification from the Registry of Deeds (new every 10 years)
- Court Clearance
- Certified True Copy of the Title from the Registry of Deeds
- Building Pictures, if required
- Income Tax Return (for loans applications for =P= 100,000.00)
- TIN (photocopy or any proof on the correctness of the TIN)
- Community Tax Certificate (photocopy)
- Two (2) 2” X 2” Latest ID Pictures
- Official Receipt for the Filing Fee (New Loan)