Micro – Agri “TIGUM” Loan


It is aimed to make available affordable credit to small farmers to help them finance and / or expand their present agricultural activities and increase their income generation potentials.

 Loan Purposes:

  • Working capital for agricultural activities:
    • Short-term agricultural activities (rice, corn, banana, coconut, fruits, vegetables, etc.)
    • Livestock production (hogs, cattle, chicken, carabao, etc.)
    • Aquaculture (fish ponds, caraggeanan culture, etc.)
    • Horticulture
  • Acquisition of Agri-related fixed and farm assets that can be paid in short term (12 months or less)
    • Farm tools and equipment
    • Farm animals: (e.g. carabaos, pigs, cows )
  • Additional capitalization for Agri-businesses (such as manufacturing/processing of agricultural products)

Product Features:

  • Very low interest rate
  • Very convenient as an assigned BDI personnel will come to you to collect payment regularly
  • Optional loan term ranging between 30 to 360 days
  • No hidden charges
  • Optional frequency of payment: daily, weekly, bi-monthly, and monthly
  • Loanable Amount: Minimum : Php 3,000.00
  • Loanable Amount: Maximum : Php150,000.00
  • With a Savings Component feature encouraging clients to “ save for the rainy days ”

Client Eligibility Requirements:

  • Microentrepreneurs between 21 to 62 years old:
  • In business for at least 1 year.
  • Residences and places of business are located within BDI service areas.

(Provinces of Zamboanga del Norte, Zamboanga del Sur, Zamboanga Sibugay and Misamis

  • Of good health.

Documentary Requirements:

  • Business Permit/ Barangay Business Permit
  • Community Tax Certificate
  • 3 pcs. 2” X 2” Latest ID Pictures
  • At least 1 valid Identification Cards
  • Any Proof of Billing
  • Two (2) Co-Makers