Deposit Products

depo-prod

Guaranteed Stability and Liquidity!

…. has been a member of good standing of PDIC since its establishment.

  1. You are safe and secure.
  2. You are guaranteed of sound banking.
  3. You are assured of protection of your deposits up to Php 500,000.00.

Regular Savings Deposit

A flexible interest-bearing deposit account where withdrawal is over the counter upon presentation of a withdrawal slip and a passbook.

  • Requires only Php 100 to open and maintain a personal and corporate account
  • High interest earnings without the hassle of holding periods.

 Ordinary Time Deposit

It is a certificate – based placement that allows your hard – earned money to earn interest higher than an ordinary savings account. With it, you can enjoy the following benefits:

  • Value for your money, as rates are determined based on the amount placed.  The higher the deposit, the higher the interest rate;
  • Very affordable, as the minimum amount of deposit for account opening is only Php 5,000.00;
  • Very flexible. With its flexible short terms ranges from 30 days to 360 days, it affords you the opportunity to better manage your funds;
  • Very convenient, as we give you an auto – roll – over of account upon maturity or you will be reminded of your account maturity thru text messaging.

Premium Savings Deposit

As we put a premium on the labor and sacrifices that you placed into your hard earned savings, we give you the avenue to realize your dream of an ever growing savings account! With such rates being higher than time deposit rates, you can ultimately build your wealth in less time and with effort.

  • High value for your money;
  • Free yourself from all worries about long – term financial uncertainties;
  • Very affordable, as the minimum amount of deposit for account opening is as low as Php 50,000.00;
  • Very flexible. With its flexible short terms ranges from 30 days to 5 years, it affords you the opportunity to better manage your funds;
  • Very convenient, as we give you an auto – roll – over of account upon maturity or you will be reminded of your account maturity through text messaging.

Checking Account

Maintain a foothold position over your everyday finances with an easy-to-use and conveniently accessible checking account. Our interest- bearing personal checking account even help simplify fund management for you.

  • Value for your money, as the enjoyable interest of 2.5% per annum for interest-bearing accounts is based on the amount placed.  The higher the deposit, the higher the interest rate;
  • Very affordable, as the following minimum amounts required upon deposit account opening:
TYPE OF  DEPOSITOR INTEREST-BEARING NON-INTEREST BEARING
Individual Php    10,000 Php   2,000
Corporate Php    20,000 Php   5,000
  • Very convenient.  Available with checkbook at fixed interest rate, its Automatic Account Transfer feature combines the convenience of a checking account and the interest-earning benefit of a savings account.

Experience the benefits of personal checking account options that meet your needs and fit your lifestyle.

( offered in Dipolog Branch only )